Extravagencies = cable TV + expensive haircuts + fine dining + designer labels + jewelry + vacations + expensive cars + pets
A luxury is something you didn't need, regardless of the price.
Note that many of these merge into conveniences or necessities, for example haircuts and dining. A cheap haircut or a cheap meal border on necessities. Many people feel that a car is a necessity, a few unhappy people feel that a Hummer is a necessity.
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